Finding Financial Infidelity

Financial infidelity involves dishonest regarding the finances. One spouse may hide financial transactions or activities from the other, often leading to a loss of trust and communication in the relationship. It can take many forms, such as lying about spending habits, hiding debt, or having secret accounts.

Some common signs that may indicate your spouse is engaged in financial infidelity could include:

• Becoming secretive about finances. If your husband or wife suddenly becomes defensive or evasive when you ask about their spending habits or finances, it may be a sign that they are hiding something.
• They make unusual purchases. If you notice your spouse is making large purchases that they haven't discussed with you or that seem out of character, it could be a warning sign.
• Your spouse shows a change in behavior. Maybe the suddenly become more distant or moody, it may be a sign that they are dealing with financial stress or trying to hide something from you.
• A history of financial problems could point to an inability to manage finances well. Financial infidelity could involve covering up this financial mismanagement.

If you suspect that your husband or wife is engaging in financial infidelity, there are several steps you can take to uncover the truth.

1. Check financial records. Look through bank statements, credit card bills, and other financial records to see if there are any unusual transactions or accounts that you don't recognize. Pay attention to large withdrawals, cash advances, or purchases that seem out of the ordinary.
2. Look for hidden assets. If your spouse is hiding assets, he or she may have opened secret bank accounts without your knowledge. Look for any evidence of these accounts or assets, such as receipts, statements, or login information.
3. Monitor social media. Your husband or wife may be sharing information about their financial activities on social media. Look for any posts or comments that suggest they have been spending money without your knowledge.
4. Review tax returns. Your spouse's tax returns can provide valuable information about their income, expenses, and investments. Look for any discrepancies or unusual deductions that may indicate financial infidelity.

The most important thing you can do is gather information before you speak to your spouse. If he or she is doing anything underhanded with the money, you want to secure documents and data before they have a chance to destroy things or lock you out of online accounts.

Financial infidelity is a serious issue that can have significant consequences for a relationship. If you suspect that your spouse is committing in financial infidelity, it's important to take action to uncover the truth and secure evidence.

If you’ve been the victim of infidelity, check out our free resource “Steps to Take After Catching a Cheater.”